Fees and costs to file bankruptcy


Bankruptcy Court Filing fees: 

Chapter 7:  $306.00.  Chapter 13:  $281.00

Chapter 7 fees average from $879-1179 for most cases  plus the filing fee. This fee does not cover contested matters or adversary proceedings or reaffirmation agreement hearings.  The fee for a specific case depends on the client's specific facts, their income level (above or below the median income) and whether or not the case will have assets that will be claimed by the Trustee.  After the initial free bankruptcy consultation I will quote you a firm fee. If you do not think the fee quote is fair, you will owe me nothing for the consultation.  The retainer to get started on your chapter 7 case is usually $300.00. In most chapter 7 cases the balance of the attorney fee and filing fee will need to be paid prior to the filing of your case. 

The average fee for a chapter 13 case is between $2,200-$3,200. Why so much higher? Chapter 13 is a more complex type of bankruptcy filing and your attorney will be working on the case for 3-5 years.  However, most of these fees do not need to be paid in advance for most cases. In Portland Oregon chapter 13 bankruptcy cases, the majority of the attorneys fees will be paid as part of the chapter 13 payment plan. So, the attorneys fees can be spread out over a period of time. The down payment required to start a chapter usually runs $300-$500 but can be higher in some cases. In very limited circumstances you may be able to file with no money down.  Please contact me for details about chapter 13 fees.

* Below median income cases only.